Sba Loan Interest Rates 2024. Commercial loan rates vary depending on the type of loan and lender, speed of funding, collateral, economic conditions and other factors. A reasonable interest rate for a small business loan or line of credit is between 3% and 17%, while an sba 7(a) loan rate is capped between 11.5% and 16.50%.

Enter the type of loan, funding amount, repayment term and interest rate into our sba loan calculator to estimate monthly bills and total payments on a 7 (a), express or 504 loan. Find out the current sba loan interest rates and terms.