Best Savings Account Rates 2024 Usa. Money market accounts with a $10,000 minimum balance currently offer an average apy of 0.60%, per curinos data,. To determine our best savings accounts, we look for factors beyond just interest rates that can make or break the right account, including minimum balance to.

Today’s banks paying the highest savings account rates are poppy bank at 5.50% apy and my banking direct and flagstar bank at 5.35% apy. Here are the best apys we.